In the world of financial advising, we see far too many examples of professionals abusing their freedom. If the motivation is there, the mechanisms are in place to take advantage or people and their retirement accounts. ‍

I’m a big advocate of setting goals. With clear objectives come focus, drive and that irreplaceable sense of achievement once you check a big item off your to-do list.

It’s hard to account for everything that needs to go into a budget. After you tick through the obvious items, you have to start thinking about all those items that walk the line between want and necessity.

It’s pretty easy for me to argue in favor of giving back to the community. I believe tithing is one of our most important responsibilities, using the means we earn to improve the world around us.